Firstcap offers various types of Mortgage Products. Please click on each category below to understand more about each of them.


Suitable for Salaried borrowers who can prove income and have clean Credit report. Competitive rates & features. 3 Payslips, Group Certificate, Tax Assessment & Employment Letter Needed.

Suitable for Home&Land package, fixed price contract or even a owner builder. Must have clean Credit. Lo-doc OR Full-doc loan upto 90%.

Self certified loans upto 90%, No Mortgage Insurance. Competitive Rates and Long term loans. Clean Credit preferred. Minor defaults OK.

Suitable for salaried people who have had defaults, ex-bankrupts on their CRAA, either paid or unpaid. Explanations of defaults required. upto 95% loan subject to defaults.

Self employed who have poor credit and now cannot prove their income can now get 90% Loans, No Mortgage Insurance, low exit fees, construction OK.

No Valuation required. Just on 2 independent real estate market appraisals, we can lend upto 80% with pre-paid interest. Can settle in 7 days.